Mycelium AI Agents — Agent 01 of 05

The Banking & Finance Ops Agent.

Built against your CPS 230 obligations. Governed by the people who answer for it.

Status
Available now
Now accepting commissions
Investment
$35K–$160K
Fixed fee, three tiers, ex GST
Timeline
8–18 weeks
Five-phase managed build
The Proposition

Off-the-shelf AI doesn't know your CPS 230 obligations or your program cadence.

Generic tools don't understand your compliance environment, your PMO's risk language, or how a Big 4 banking program actually runs. They produce outputs that need to be corrected before anyone can act on them — and the team ends up curating instead of delivering.

The Banking & Finance Ops Agent is built for one program function, against that function's mission, by a firm whose primary practice is diagnosing why AI fails. It monitors program health, tracks CPS 230 compliance, scores risk automatically, and routes every decision back to the humans who own it — with reasoning and evidence attached.

Phase 1 demo available: a working prototype on synthetic data, no production system access required, in 4 weeks.

"Compliance reporting, program health synthesis, and risk escalation are absorbing hours that should be spent on delivery. The Banking & Finance Ops Agent handles the intelligence layer — freeing your team to act on it, not compile it." The pattern across Big 4 banking programs

What it does

Three categories of work. One agent, governed.

— It Monitors

The program picture your team assembles manually each week.

  • Weekly program health from Jira, Confluence, and ServiceNow
  • RAG status synthesis across the portfolio
  • Velocity delta tracking — week-on-week delivery pace
  • Blocker count, age, and escalation impact
  • CPS 230 compliance flags by obligation category
— It Scores

The risk signals that arrive too late to act on.

  • Composite risk score: RAG + velocity + blockers
  • HIGH / MEDIUM / LOW classification with evidence
  • Threshold breach detection before it reaches the steering committee
  • Trend analysis across consecutive reporting periods
  • Audit-trail generation for every scoring run
— It Routes

Decisions to the humans who own them.

  • APPROVE / ESCALATE decision gate in Microsoft Teams
  • Single-click governance with full decision record
  • Auto-handoff to downstream agents in the chain
  • Escalation package prepared with evidence attached
  • Never makes the call itself
When it earns its keep

Three scenarios where the Banking & Finance Ops Agent changes the calculus.

01
Monday 7:00 AM program health brief
The recurring weekly burn

Your Program Manager spends Sunday evening and Monday morning pulling data from Jira, Confluence, and ServiceNow, normalising it, and producing a program health brief before the 9am leadership stand-up.

The Banking & Finance Ops Agent runs automatically at 6:00 AM Monday, pulls all three systems simultaneously, synthesises the full program picture, scores the composite risk, and delivers a structured brief to the Program Manager's inbox before they reach their desk — with sources cited and confidence levels named.

Outcome: The Program Manager walks into Monday morning with the brief already done. The leadership stand-up runs on sharper intelligence, not manually assembled data.

02
CPS 230 compliance tracking
The obligation that compounds when missed

CPS 230 operational risk obligations require continuous monitoring across material service providers, operational resilience requirements, and board-reportable incident thresholds. Manual tracking across a large program means obligations get missed — or flagged late.

The agent maps your program's activities against CPS 230 categories weekly, flags obligations approaching threshold, surfaces AT_RISK items to the Compliance Officer in a structured Teams brief, and records every classification in an audit-ready format for regulator review.

Outcome: Compliance obligations surface when they are still addressable — not when they become reportable incidents. The audit trail is ready before it is requested.

03
Risk score auto-handoff
The escalation that should never wait

When a program scores HIGH risk — composite score of 7 or above across RAG, velocity, and blockers — the cost of a 24-hour delay in escalation is measurable. Manual handoffs between systems mean the right person sees the signal too late.

When the agent scores a HIGH risk result, it automatically prepares an escalation package — risk narrative, evidence, impacted workstreams, recommended response options — and routes it to the relevant decision-maker in Teams before the next stand-up, with no manual transfer required.

Outcome: HIGH risk conditions reach the decision-maker with full context in minutes, not hours. The response window is preserved.

How we build it

Every Banking & Finance Ops Agent build follows the same five-phase loop.

Most agent builds skip phase one (no mission alignment), compress phase two (assumed workflows, not observed ones), and have no equivalent of phases four and five (built and released without the people who will use it ever signing off).

The Mycelium build loop is slower than the market default. The slowness is the point.

01
2 weeks
Mission Alignment
Workshop with the Program Director and 3–5 of the team. Output: Mission Alignment Document — what the function exists to do, what success looks like, what the agent must never do.
02
2 weeks
Workflow Mapping
Observation and process tracing of how the reporting and compliance work actually happens — not how it is documented. Output: workflow map with tasks, data sources, and human handoff points.
03
3–6 weeks
Build
Agent built against the workflow map and the Mission Alignment Document. Iterative, with the working group reviewing each iteration. No dark builds. Phase 1 demo available on synthetic data from week 4.
04
2 weeks
Departmental Review
Parallel run alongside existing processes. The team uses the agent in production conditions, reviews accuracy, edge cases, and CPS 230 flag logic — and signs off before release.
05
1 week
Executive Release
Executive briefing covering scope, governance, review cadence, compliance boundaries, and performance measures. Released to broader use only after executive sign-off.
Investment

Three tiers, scoped to complexity.

Standard
$35K–$55K
8–10 weeks
Single program, weekly health monitoring, standard integrations.
  • Program health monitoring — one program
  • Standard integrations (Jira, Confluence, ServiceNow)
  • CPS 230 compliance flags — core obligation categories
  • APPROVE / ESCALATE gate in Teams
  • Five-phase build with executive sign-off
  • Handover documentation
Enterprise
$100K–$160K
14–18 weeks
Multi-program portfolio, full CPS 230 coverage, regulated audit trail.
  • Full portfolio health monitoring across multiple programs
  • Comprehensive CPS 230 obligation mapping
  • Regulator-ready audit trail requirements
  • Extended departmental review (4 weeks)
  • Handover plus 90-day stabilisation

Fixed fee, ex GST. Optional Sustained Alignment Retainer ($3,500–$8,500/month) available post-release for quarterly mission re-alignment, CPS 230 obligation updates, drift monitoring, and governance review.

The governance promise

Three sign-offs. No exceptions.

Every Banking & Finance Ops Agent is released to broader use only after three sign-offs.

This is what separates a managed build from a deployed tool. The agent is not finished when the code is written. It is finished when the people who will use it have signed off on what it does, what it doesn't do, and how its performance will be reviewed.

01

The working group

The Program Managers and analysts who will use the agent daily sign off that it works as expected, handles edge cases responsibly, and the CPS 230 flag logic aligns with your compliance obligations.

02

The Program Director

The function owner signs off on scope, governance cadence, performance measures, compliance boundaries, and the explicit list of what the agent will and will not do.

03

The executive sponsor

The budget holder receives the executive briefing, confirms the scope and risk envelope, reviews the CPS 230 compliance approach, and authorises broader release.

The first conversation is diagnostic

No pitch. No proposal until it makes sense.

60 minutes with you and your executive sponsor. We assess whether a Banking & Finance Ops Agent build — or a Phase 1 demo — is the right move for your situation. And we tell you if it is not.

Request a Diagnostic Conversation See all agents →
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